First National Bank of Pandora

First National Bank of Pandora
102 E. Main Street
Pandora, OH 45877

Loan Processor/Underwriter

Summary

First National Bank of Pandora is a full-service community bank with offices in Northwestern Ohio.

 Our mission is simple: Improving lives through community banking.  We are proud to have served our communities for over 100 years and look forward to the next 100.  If you are looking for a family first employer that boasts great benefits and a flexible work environment, then FNB is for you. 

 This job might be for you if:

 ·          You are customer service driven

·          You are positive, dependable, and professional

·          You have an attention to organization and detail

·          You love giving back to your community.

 SUMMARY

This position is responsible for providing support for a variety of tasks related to loan processing. The processor will work closely with the underwriting team to review and document loan files and assist with the underwriting process.  Training will eventually prepare employee for underwriter role related to residential loans.

 ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

  •  Process and close commercial and consumer portfolio loans
  •  Manage pipeline to ensure loans are approved and then cleared-to-close within the expected timeframes.
  •  Review all documents thoroughly in order to ensure complete loan applications
  •  Identify any red flags or application errors; document and address them accordingly
  •  Order services online from third party vendors, such as: appraisals, title reports, verifications of employment, and flood determinations.
Experience

 EDUCATION AND EXPERIENCE:  Two-year business degree or related field with two to four years related experience and/or training; or equivalent combination of education and experience

 LANGUAGE SKILLS:  Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence; ability to speak effectively with attorneys, appraisers, vendors, etc.

 MATHEMATICAL SKILLS:  Ability to calculate figures and amounts such as discounts, interest, percentages, area, and volume

 REASONING ABILITY:  Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

 COMPUTER SKILLS:  To perform this job successfully, an individual should have knowledge of Microsoft Office Products, Desktop Underwriting software, Laser Pro, and Mortgagebot, loan origination systems.

PHYSICAL DEMANDS:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 While performing the duties of this Job, the employee is regularly required to sit; use hands to handle and talk or hear. The employee is frequently required to walk and reach with hands and arms. The employee is occasionally required to stand. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.

Career LevelMid
Retailno
Salary/Benefits

Starting at $37,000 annually.

First National Bank of Pandora
Benefits